As an employer, you need to put it clear to your employees what your injury benefits entail. And if you have no idea or maybe it is your first time in Texas injury benefits then worry not because am here for you. All you have is to stick around and find out some of the injury benefits for your employees. So what are these benefits?
Injury Benefits that you can Claim
Medical Bill Treatment
What all employees wish to hear is that their company can cover their medical bills if they happen. As an employer, ensure that this is part of the benefits and the insurance responsible is up to date. You don’t wish for some complains that insurance did not or delayed to provide the bills to your employees. When choosing insurance to cover this benefit, try to check the reputation and have a good one. With a good cover, this benefit will be excited without problem but, failure means some losses and even you and your company being sued. Explain to your employees what it entails and what they should expect from this benefit.
Disability loss and income wages
Disability income for anyone who might fall into disability if by any chance that you lose your body part at work and you happen that you will miss the same part forever. You are entitled to get paid for the service of the same body part. For instance, if you happen to lose your leg while in service, the employer is supposed to keep paying for your service. Medical coverage, until you get well, is also under this benefit when injury compensation is a concern. As an employer, you should be aware of safety, and when safety turns wild, you should be ready to cover for all disability loss and income wages.
In case of death in service, then the injury compensation program should incur all the funeral cost. As an employer, your employees should get this benefit because they died in service. A trick here as an employer to avoid loses if, by any chance that the same might occur in a row, you should have insurance coverage for this or emphasize on safety. They say prevention is better than cure, be ready at all cost. I know paying premiums every month is expensive but trust me the additional incentives are worth it and real helper.
Family Support and Benefits
In case of a disability of the sole breadwinner, the benefit should consider giving family support of the affected employee. Medical, school and other support should be given to the family of the affected employee. All the saving scheme the person had should be awarded to his or her next of kin. For easy dealing of these cases as an employer, you should introduce a saving scheme for your employees. It is not the salary that motivates workers; it is what you have for them in your injury benefit program, so you better have a good one.
More info? Check out https://qcare.org.