Dealing with Insurance Adjusters after water damage is often a difficult proposition. You have to do a lot of paperwork and also you are usually faced with a stack of forms to be filled out in a very short period of time. When you call your insurance company, you are likely to be put on hold for a long time while they sort through all the claims you have filed. When calling them, it is best to have an emergency contact number such as your insurance broker’s number, so that you can get any important information immediately. If nothing happens during the call, you will know that your claim is being dealt with properly.
Many times you will be told that your claim is being processed and that they will contact you back with a final decision after about twenty-four hours or so. Some people have actually been waiting days for the water damage adjuster to call them back and either give them the good news that their claim was finally accepted or tell them that their claim has been denied. It is better to get an early decision about your water damages from insurance adjuster than to be waiting on line at the insurance company for days, weeks, or even months before you hear anything from them. If you want your process to be faster we suggest hiring NFA Public Adjuster Canada, they will help you with everything and they will be with you all the way.
One way to ensure that you will always have positive interactions with your insurance adjuster is to remember that they are only there to help you. They do not have any extra power or jurisdiction over your home or your belongings. What they can do is give you advice and suggestions on how to deal with certain situations. This is especially important if your home was flooded due to faulty equipment in your home or if you live in a high risk area. There may be additional regulations in place that your insurance adjuster can discuss with you.
Some of these regulations pertain to the type of materials that you can use for your home and the amount of water that your home is actually made out of. It can be extremely important for you to make sure that you use suitable materials when putting your home together following a flood so that you can avoid additional costs and repairs to your home due to excess water. Your insurance adjuster can also advise you as to what should be done to fix any plumbing issues following a flood as well.
Some homeowners choose to hire their insurance adjuster after the fact when they have completed the repair work on their home. You should never choose to do this, however, unless you are absolutely sure that the water damage to your home is completely gone. If you decide to hire your insurance adjuster in this manner, you should still make sure that you have pictures and access to any paperwork relating to the water damage. It may also be wise for you to talk to your insurance adjuster about whether or not you need to submit additional photos or paperwork after the fact. Some water damage problems can actually be prevented if you take precautions prior to the flooding.
There is nothing more important than being prepared before anything happens. The best way to prepare for a flood or other water damage is to be proactive rather than reactive. You should start to look for flood damage following any major storms and this will give you time to gather the necessary items. Many of these items will prove to be essential when it comes to dealing with insurance adjusters. If you are not prepared, your adjuster will not be prepared either and you may find yourself in a tough situation when it comes to filing claims.
National Fire Adjustment Co.
1100 S Service Rd #222,
Stoney Creek, ON L8E 0C5